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stewart hu 26c3b13dbd Add risk assessment and failure-mode analysis (doc 13)
Blast-radius-organized FMEA: ranked top-5 risks (approval complacency,
correlated extreme days, stale-profile overcommitment, rule drift,
external dependency slips), per-domain failure tables with detection
and mitigation, new mechanisms (loss circuit-breaker, commitment
buffer, lineage-propagated data-quality flags, drill samples), and a
five-level kill-switch hierarchy with quarterly drills.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_019u5SLNweVio6ozJX7yfxQr

🔮 View transcript: https://logs.lojong.info/s/e8u90k3t33w590r7b5y7yzqh
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